Personal Injury Attorney

Why is My Car Accident Settlement Taking So Long?

Written by Scott J. Mowery

There are many reasons why your car accident settlement may be taking so long. The amount of money involved, the negotiations process, and gathering evidence all play a role in the time it takes. Furthermore, the more serious your case, the longer it will take to settle. A minor injury case will usually settle quicker, but a major accident will require more time to complete.

Steps in the car accident settlement process

If you’ve been injured in a car accident, you might be wondering what steps you need to take in order to obtain a settlement. The process depends on your state’s law, but in general, filing a lawsuit is the first step in the car accident settlement process. When filing a lawsuit, you also open the door for a countersuit. However, you should note that in no-fault states, you can collect economic damages without proving that you were at fault.

First, you must draft a demand letter and state your claim. You must include details about your injuries and the expenses you incurred during the accident. This letter is the beginning of the car accident settlement process. After you’ve sent the letter, your insurance provider will begin an investigation of the accident. In some cases, your attorney will also conduct their own investigation to gather evidence. This evidence could include medical records, photos and videos of the accident scene, and witness testimony.

The next step in the car accident settlement process is filing a claim with your insurance company. The insurance company will then investigate your case and make an offer. When this happens, you’ll need to provide the insurer with photographs of the accident scene and damage to the other vehicles. You’ll also need to provide medical records and bills that detail your injuries, your prognosis, and the impact of your injuries on your life.

Medical records

If you’ve been involved in a car accident and are wondering why your settlement is taking so long, the answer may lie in the medical records. Obtaining medical records takes time, and it can take anywhere from days to months. There are three major factors that can contribute to the length of time it takes for a settlement to be issued.

First, the severity of your injuries must be determined. Some accidents result in serious injuries and may take a long time to fully understand the extent of those injuries. Also, if you have serious injuries, it can take time to reach the point of maximum medical improvement, which is a point at which you are fully recovered and have no further medical improvement.

Second, the medical records may be incomplete and unclear. They may not include the full extent of your injuries or the extent of your pre-existing conditions. In addition, the doctor may have overlooked important details, such as the timeframe for recovery.

Insurance adjusters’ tactics in delaying settlements

Insurance adjusters may use delaying tactics to make it harder for you to reach a settlement. You can avoid this tactic by being cautious when you receive phone calls from your insurance company. You can get the adjuster’s email address and use it to document each call. You can also fax or mail letters to document each time you speak to an insurance adjuster. It is also important to document any settlement offers that you receive verbally.

One of the tactics insurance companies use is claiming your injuries were present before the accident. In this case, they try to disprove them by claiming they weren’t caused by the accident. However, if you had a pre-existing condition, your accident may have only made it worse. If so, you’re still entitled to compensation for the current medical treatment you need.

Other tactics insurance adjusters use in delaying car accident settlements include understating your injuries. For example, insurance companies can argue that your injuries were pre-existing or not as serious as you claim. These tactics are meant to delay the process of reaching a settlement and to make you agree to a lower amount.

Recovery from injuries as an important factor in speeding up the process

The speed of car accident settlement is often determined by the severity of your injuries. A more serious injury will require more time for recovery. It is therefore important to make sure that you have recovered from your injuries and are in the best possible physical condition before filing for compensation.

A serious injury can lead to financial difficulties, which can delay a personal injury claim. It can also negatively impact the settlement amount you receive. To avoid these problems, make sure you follow your treating physician’s orders. This will help speed up the car accident settlement process.

You should also consider whether you’ll need medical care for years. If your injuries are severe, you may need reoccurring checkups, injections, physical therapy, or other treatments for years to come. Your insurer may have an insurance policy limit that can cover your future medical expenses. However, the insurance company will need to know that you’ll continue to need medical care even after your case is settled.

About the author

Scott J. Mowery

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